The Ohio Department of Insurance works to provide consumer protection through education and vigilant regulation and promotes a stable and competitive environment for insurers. The department provides product regulation and actuarial services. Its fraud unit is a criminal justice agency that works to detect, prevent and act as a facilitator regarding consumer insurance fraud. The Ohio Department of Insurance s examines insurance companies to confirm that confirm they are complying with the laws of the State of Ohio. It also manages an enforcement unit that investigates the allegations of misconduct by insurance agents, agencies and applicants. The Ohio Department of Insurance is governed by the state of Ohio.