Established in 1979, TMLT is a unique nonprofit health care liability claim trust that is owned by its policyholders. The trust has been providing services for more than 25 years and has more than 13,500 policy holders. It offers risk management, claim service, personalized claim management. Its practice review services include review of telephone protocol, diagnostic procedures, medical records and informed consent. TMLT provides electronic medical assessment and offers automatic premium discounts to policyholders. Additionally, it offers medefense protection that includes legal solutions and reimbursement. The trust also offers online courses seminars on risk management to physicians. TMLT is located in Austin, Texas.