Somerset Trust Holding Company is a bank holding company that owns Somerset Trust Company, which is an independent community bank that offers a range of financial solutions for individuals and corporate clients. Established in 1889, the bank employs more than 200 individuals and maintains a network of ATMs. Somerset Trust Company has several branch locations in Pennsylvania. It provides investment consulting and financial planning services for residential, commercial and industrial customers. It offers Internet and telephone banking service and operates a call center for handling customer enquiries. The bank provides direct deposit options for business and individual clients, as well as savings bonds and debit and credit cards. It additionally offers checking, savings and individual retirement accounts, as well as certificates of deposit.