I have been in the real estate business in South Florida since 1996 and am a licensed mortgage loan originator in the state of Florida specializing in Palm Beach and Borward counties. At Academy Mortgage we provide residential first mortgages for purchases and refinances throughout the United States and have offices in 35 states nationwide. We are the largest correspondent lender in the country and focuses on customer service: we underwrite, process and close all of our loans locally instead of having a centralized processing center thus we have control of the loan at all times. We offer all loan products from FHA, VA, and FHA 203k to homepath, foreign national and jumbo loan products and we also offer an 18 day closing guarantee on most of these products. We are one of the only lenders who can offer a first time homebuyer product in Broward and Palm Beach counties called the Mortgage Credit Certificate (MCC program): this gives homeowners an annual income tax credit!