Hail, wind and storm damage are measured as an insurance loss on your homeowner’s policy. Most insurance agencies will pay the entire cost, less your deductible, for replacing the roof if it is damaged. The roof claim is also considered a natural disaster and does not count against you for future rate increases. IGC Roofing & Exteriors specializes in accident and weather related damage repair and replacement; including exterior roofing, gutters, siding; and interior / exterior painting, sheetrock, ceiling texture, flooring, and even carpet cleaning.