Founded in 1879, The Franklin Mutual Insurance Company is one of the largest mutual insurance companies in the state of New Jersey. It operates in various markets, including home, auto, business, life and financial planning. The company s home insurance policy covers perils, such as fire, lighting, explosion, windstorm, riot and civil commotion, vandalism and theft. The Franklin Mutual Insurance Company s commercial general liability policy includes coverages for bodily injury, property damage, and medical and supplemented payments. The company operates Fidelity Mohawk Insurance Company and FMI Insurance Company. It serves business owners, nonprofit organizations and homeowners. The company accepts payments through MasterCard and Visa.