BB&T Insurance Services offers a range of coverage plans for commercial and residential customers. As one of the largest insurance companies in the United States, it provides risk management services. The company offers homeowners, title, employee benefits, automobile, flood, life, health, and disability insurance policies. BB&T Insurance Services is a wholly owned subsidiary of Branch Banking and Trust Company, which is a full-service financial institution and provides wealth management and lending solutions. Branch Banking and Trust Company offers certificates of deposit and checking, savings and money market accounts. The company provides electronic payment processing, identity theft protection and mobile banking solutions.