Royal Credit Union is a nonprofit cooperative that offers a variety of financial products and services to individual and businesses. Its financial services include budgeting advice, securities brokerage and safe deposits. The credit union offers a variety of online banking services to customers, including transfer of funds, balance verification, check withdrawals, loan payments, statement and information requests, and line of credit advances. It also provides overdraft protection, 24-hour telephone access, wire transfer, indirect lending and credit life insurance services. The credit union is chartered and supervised by the National Credit Union Administration. Royal Credit Union has been operational since 1964 and is located in Eau Claire, Wis.