Forward National Company is a nationally recognized specialty lender that provides first mortgages, construction loans, and loans for manufactured homes, boats and recreational vehicles. It offers a wide variety of loan programs throughout the United States. Forward National Company operates as a wholly owned subsidiary of The Milford National Bank and Trust Company, a nationally chartered bank. The company offers several mortgage services, including service-minded mortgage programs, free prequalification, refinancing, cash out and debt consolidation loans, low down payment programs, no income verification programs and construction loans. In addition, Forward National Company has a wide range of online services, including secure consumer loans and prequalification applications for its clients. It is located in Westborough, Mass.