Peoples Holding Company Inc. is a bank holding company of The Peoples Bank Co. Established in 1905, The Peoples Bank Co. is a locally owned and operated bank offering a wide range of savings and investment services. The bank s financial services include certificates of deposit, checking and savings accounts, individual retirement accounts. With around seven domestic branches, it offers a range of lending options, such as mortgage, home construction, installment, auto, short term and home equity loans. The Peoples Bank Co. is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.