Penn National Insurance, founded in 1919, sells property-casualty insurance, business insurance, personal auto, homeowners, umbrella and surety bonds through independent agents in nine states: Pennsylvania, Maryland, Delaware, New Jersey, Virginia, North Carolina, South Carolina, Tennessee and Alabama. Personal auto, homeowners and personal umbrella insurance are not sold through Penn National Insurance in Delaware, South Carolina or Alabama. The company sells through more than 750 independent insurance agencies throughout the United States. Penn National Insurance has a location in Greensboro, N.C.