Founded in 1902, Ossian State Bank is a community bank that provides a range of products and services. The bank offers personal and commercial banking services. Ossian State Bank provides certificates of deposit and individual retirement accounts. The bank offers regular and statement savings accounts, as well as commercial, agricultural, equipment and real estate loans. Ossian State Bank has a fraud prevention center that offers its customers with current information and warnings about fraud and identity theft. It offers online financial calculators to determine monthly payments and refinance mortgages. Ossian State Bank provides consumer lending services to avail personal, vehicle and unsecured loans.