MutualOne Bank is an independent community bank that was established with the consolidation of Framingham Co-operative Bank andNatick Federal Savings Bank. Operating under an 1889 state charter, that bank offers its customer checking, savings, home financing, consumer loans and commercial programs.The Natick office of this bank is located near the MBTA station in downtown Natick. Two additional locations and a loan center are located in Framingham. It features 70,000 free ATMS nationwide.