Founded in 1851, the MassMutual Financial Group is the marketing name for Massachusetts Mutual Life Insurance Company. The group offers a range of life, income and long-term care insurance products and services. It provides a variety of annuities, pension plans and mutual funds. The group serves several individual and institutional customers. The MassMutual Financial Group also offers investment management and trust services The group s Massachusetts Mutual Life Insurance Company provides online retirement planning and disability income calculators. The company operates the MassMutual s Retirement Services Division, which provides retirement plans for corporate, union, nonprofit and government employers. Massachusetts Mutual Life Insurance Company s affiliates include Babson Capital Management, Baring Asset Management Limited, Cornerstone Real Estate Advisers, and MassMutual International.