IBC Bancorp is a minority-owned commercial bank that provides a wide range of financial products and services to its clients. It offers a variety of services, such as ATM cards, bills payment, direct deposits and wire transfers. The bank also offers various products, including regular checking and savings accounts, money market accounts, certificates of deposit and business checking. In addition, the bank provides loan programs that include consumer, construction, first-time home buyer, commercial drafts and commercial real estate loans to its residential and commercial customers. Established in 1992, IBC Bancorp is a member of the Federal Deposit Insurance Corporation and is located in Chicago.