Fidelity 1st Funding serves all of California and specializes in helping clients refinance with low credit scores specifically to cash out. Every day hundreds of clients consolidate debt, remodel their home, payoff tax liens and better position themselves financially using their homes equity. Fidelity 1st Funding is here to help you do the same. They have the programs, experience and knowledge to help clients refinance their mortgage with credit scores as low as 500.