Established in 1907, Farmers & Merchants Bank provides financial services through more than 20 offices in Los Angeles and Orange counties in California. The bank offers checking, savings and money market accounts. It provides mortgage programs and home improvement and equity loans. Farmers & Merchants Bank offers commercial loans for building constructions and equipment and property purchases. The bank provides lending solutions for churches, synagogues, and day care and job training centers. It additionally offers online banking and bill payment options. The bank provides escrow, merchant card, payroll and investment services. Farmers & Merchants Bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.