30 years of mortgage lending experience helps me to deliver a high level of personalized service to all of my customers. Home-ownership is "The American Dream" and one of the largest financial investments you will ever make. My goal is to assist you in choosing the right program to help you achieve your short and long term financial goal. With our many financing options we are sure to have a program that fits your needs. I strive to provide you with excellent customer service, exceeding your expectations and leaving you with a "Customer for Life" experience. Specialties: Competitive analysis, mortgage consulting and financing for First Time Home Buyers, Move up Buyers, Empty Nester, and/or Investors. Competitive rates and programs for purchase and refinance customers.