Citizens Guaranty Bank is a community bank that provides a range of financial products and services. It offers personal and business checking and savings accounts. The bank also provides home loans related to housing purchase products, fixed and adjustable rate mortgages and home equity lines. Citizens Guaranty Bank additionally offers a variety of multifamily residential, land development, agricultural farmland and business real estate loan options. The bank provides Household, Mobile Home, Personal, automobile and refinance consumer loans. Citizens Guaranty Bank is a member of the Federal Deposit Insurance Corporation. The bank maintains a location in Irvine, Ky.