Established in 1988, Community Bank of the Ozarks is headquartered in Sunrise Beach, Fla. It offers various checking accounts, including simple, business real community bank club, freedom, freedom 10, and money market accounts. The bank also offers various savings accounts, such as passbook and Christmas club accounts. Community Bank of the Ozarks also offers standard and birthday certificates of deposit, and individual retirement accounts. It also offers residential mortgages, consumer and commercial loans, and online mortgage applications. Community Bank of the Ozarks also offers online banking and bill pay, payroll deduction, ATM, credit and debit cards, direct deposits, wire transfers, online mortgage calculators, and travelers checks.