Founded in 1906 by a group of businessmen, Bank of India offers a range of traditional multibranch and Internet-based banking services. The bank maintains international branch offices in London, New York City, Paris, Tokyo and Singapore. It provides a variety of banking services that include business and savings accounts; personal, mortgage and educational loans; investment and financial management; cash and wealth consultation; trust and estate planning; capital and risk management; and brokerage services. In addition, Bank of India offers various customized products that include BOI National Swasthya Bima, a health policy and Star Flier scheme for individual customers.