BancFirst is located in Oklahoma City, and provides personal and commercial banking products and services. It offers various personal checking accounts, including BancClub, BancFirst, seniority, BancFree, status, performance, student, and perks checking accounts. It also offers personal savings accounts, including BancFirst, just for kids, performance investment, treasury fund, and educational savings accounts, certificates of deposit, and individual retirement accounts. The bank also provides personal loans, such as home equity, student and home improvement loans. BancFirst also provides 24-hour daily data lines, online banking, check, ATM, credit, and equity access cards, direct deposit, automatic transfers and payments, and overdraft funding. The bank provides various business checking and savings accounts, and loans, such as working capital, term, construction, real estate, energy, agribusiness, special purpose and Small Business Administration loans. It also offers federal subsidized and unsubsidized Stafford, parent plus, and graduate plus loan programs for students.