Ida Grove Bancshares is a holding company of United Bank of Iowa, which has offices in Arthur, Carroll, Charter Oak, Churdan, Denison, Fort Dodge, Glidden, Harlan, Kiron, Lake City, Lohrville, Odebolt, Rockwell City, Schleswig and Storm Lake in the state of Iowa. The holding company also owns a controlling interest in American National Bank with offices in Holstein, Galva, Moville, Kingsley, Pierson and Sac City in the state of Iowa. United Bank of Iowa offers several mortgage and loan options for the purchase of vehicles and homes. It provides online banking, money management, financial consultation, and trust and estate planning services. In addition, United Bank of Iowa offers debit, credit and gift cards. It also provides certificates of deposit and various retirement plan solutions. United Bank of Iowa offers cash management services that include managing automated payments and collections, escrow accounts and lockboxes.