Americas Loan Company have been in business since 2004. We offer affordable Personal Loans for people with bad credit who live in Ohio. We offer Bad Credit Personal Loans to fit your budget. This is not a Payday Loan. Our loans vary $500.00 to $10,000.00. Also, we offer Car Loans and refinancing of those costly Title and Payday Loans. Our loan terms are 6 months to 5 years. We offer APR under 35.9% for qualified customers, and we report your credit to help improve it. You can trust Americas Loan Company as we are an accredited member of the Better Business Bureau with an A+ Rating. A sample loan: borrow $1,500.00 over 2 years with an APR of 33.67% with monthly payments of $86.73.