Ameriana Bank, a wholly owned subsidiary of Ameriana Bancorp., is a community bank formed in 1890. It offers a wide range of banking services, such as checking, savings and money markets accounts, certificates of deposit, individual retirement accounts, investments, loans, lines of credit, deposit and cash management services. Ameriana Bank owns Ameriana Insurance Agency, a full-service insurance agency and Ameriana Financial Services that offers securities and insurance products through LPL Financial. It is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.