AB&T Financial Corporation is holding company of Alliance Bank & Trust, which is a locally owned and operated financial institution that was founded in 2004. With assets of more than $155 million, it is a state-chartered, full service, community bank. Alliance Bank & Trust provides a variety of business and personal banking products. The bank offers money market, checking and savings accounts. Alliance Bank & Trust provides various financial solutions for individuals and small- and medium-sized businesses in Cleveland and Gastonia counties in North Carolina. It offers cash management and online banking services. The bank provides an online mortgage calculator that enables clients to evaluate monthly loan payments. Alliance Bank & Trust offers construction and home equity loans for customers in the commercial and residential sectors. It is a member of the Federal Deposit Insurance Corporation.