Rain and Hail is one of the leading risk management companies in the United States that develops various insurance programs. Its centers of service maintain a network of division offices that provides immediate, individualized solutions to agents and policyholders. Each of the company s division office offers underwriting, claims adjusting and accounting services. Rain and Hail provides agribusiness coverage for properties excess liability, and commercial, private passenger and recreational vehicles. It also offers historical participation data that illustrates the importance and value of crop insurance. The company supports an income protection coverage program that provides safety for crops by establishing guarantees based on the applicable future market exchange. Rain and Hail additionally specializes in insurance for inland marine, hay fire, tobacco theft and cotton wind.