Farmers-Merchants National Bank is a financial institution that provides a range of personnel and business banking services. It offers credit, debit and ATM cards. The bank deals in checking, savings and individual accounts. It provides telephone and online banking services. The bank offers cash and investment management services. It provides various fixed- and adjustable-rate mortgages. The bank offers agricultural and personal loans. It provides online credit applications, leasing programs and financing options. The bank is a member of the Federal Deposit Insurance Corporation. It additionally offers loan and mortgage calculators. Farmers-Merchants National Bank manages a staff of cashiers, managers and support personnel.