For the past 16 years, Nicole Gumm Groseclose has successfully helped many local families and businesses with their insurance and financial needs. From determining whether life insurance is right for you, to helping plan your financial future and retirement, Nicole is dedicated to providing reliable, straightforward advice and assistance. With Nicole, her clients are family, and you can always count on her to offer personalized service that is responsive to your individual needs. As a locally owned and operated independent insurance agent, Nicole does not represent just one insurance company; she represents several insurance carriers. Our agency has access to numerous A-rated carriers, which better enables us to meet the individual needs of our clients. This also allows our clients to stay with us, even as their insurance needs evolve or change over time.