Founded in 1851, Citizens-Union Savings Bank provides personal and commercial banking services, mortgage lending, and trust and investment services. It provides asset and fund administration and fiduciary and banking solutions to corporations, institutions and individuals. It offers various products and services, such as certificates of deposit, savings accounts, check imaging, value-added checking, ATMs, individual retirement accounts, money management accounts, Internet and phone banking and insurance services. The bank also offers safe deposit boxes, loans, debit and credit cards, traveler s checks, wire transfers and night depository services. It provides auto, home, life and long-term care insurance through its affiliate, Citizens-Union Insurance Agency. Citizens-Union Savings Bank is headquartered in Fall River, Mass.